The VITAL Mission
At VITAL, we understand the pressing need for accessible and affordable healthcare coverage for millions of Hispanic workers across the United States.
That's why our team is dedicated to designing plans that not only comply with
the regulations of the Employee Retirement Income Security Act (ERISA) but also align with the requirements of the Affordable Care Act (ACA).
In today's rapidly evolving healthcare landscape, it is crucial for businesses, employers, and individuals to prioritize the well-being of their clients, employees, and themselves with affordable plans tailored to the needs of the Hispanic Community.
About VITAL
At 64 million, or 19 percent of the overall U.S. population, the Hispanic population is the nation’s largest racial or ethnic minority. Unfortunately, the health disparities for the population have persisted despite an increase in Hispanics gaining coverage under the Affordable Care Act (ACA). Hispanic or Latino people have among the highest uninsured rate in the nation at 17.7 percent; more than twice the national average.
Led by experts with decades of experience in the health benefits industry, VITAL’s affordable, alternative health care plans are designed for small employers and aim to meet the needs of millions of Hispanic workers across the United States.
Al Cardenas, President
Al Cardenas currently serves as President of VITAL, which was formed to educate and support the insurance needs of the underserved Hispanic community.
Al has been named one of Washington, D.C.’s top lobbyists by The Hill and is recognized in “The Best Lawyers in America”. He was also named one of the “100 Most Influential Hispanics” by Hispanic Business, and one of the “Legal Impact Leaders” by the South Florida Business Leader. Cardenas was selected by Ronald Reagan to serve on his transition team and was appointed by President Reagan to chair the President’s Commission on Small and Minority Business Affairs.
Al has also served on the boards of Fannie Mae, Capital Bank and having recently retired from his professional responsibilities, he is now an investor, board member, and advisor to Coral Gables Trust ($2.2 billion in assets management) and LMN (a minority- owned company recently acquiring 18 radio stations from Univision for $60mm). Al is also on the board of Insurance Care Direct, a national health insurance company operating in over 40 states.
Al previously served two terms as Chairman of the Republican Party of Florida and helped found the Institute for Politics at Florida State University and currently chairs its advisory board. He is a frequent contributor on NBC, CNN, FOX, MSNBC, Telemundo, and Univision, and is an opinion writer for a number of national publications. Al received his Juris Doctor from Seton Hall University and his Undergraduate Degree from Florida Atlantic University.
Get In Touch
Are you ready to help us in our mission to remove the barriers to care for your clients, your employees, yourself?
Drop us a message via the form below to learn more.